We like to think of retirement planning like getting a checkup. Instead of focusing on a single aspect, we focus on the totality of your needs and help you create a long-term plan with common-sense solutions designed with your goals in mind.
Specializing in every stage of retirement, Albertson Financial can assist you with distributing and reallocating your retirement savings in the most tax efficient manner, reducing or eliminating unnecessary fees, keeping more of your money, and planning for income throughout your retirement years.
Eliminate expense and taxes in your planning
Review and analyze your financial position
Identify any risk exposures and recommend solutions
Identify expenses both current and long-term
Retirement Income Planning
Help to manage the financial impact of lifestyle changes (retirement, death, divorce, disability, health)
To eliminate risk and guarantee retirement income
Strategizing so that your retirement income and assets last a lifetime
Determine how much to withdraw and the order of accounts to withdraw from
Assist you in selecting options with the least tax impact for your IRA, 401(k), 403(b), or other retirement plans
Maximizing Social Security Income
Long Term Care
To provide protection of retirement assets against long-term health care costs
Help reduce the burden of family members caregivers
Receive the care of your choice, including in-home care
Getting maximum upside from your Require Minimum Distribution (RMD)
Maximizing what you earn by minimizing what you owe
Reduce or eliminate estate taxes, capital gain taxes, income taxes and gift taxes
Coordinate your financial plan with your CPA/tax preparer where necessary
Revocable Living Trusts are the preferred estate-planning tool to avoid probate and keep control of your assets while you are living – even if you become incapacitated and can’t conduct business – and after you pass away.
Providing guidance in carrying out your wishes should you become incapactitated
To help you ensure that your final wishes and estate are handled the way you have designated