People ask me if there are any ways to protect my assets when they are in the market. The answer is that if you’re in the market you are exposed to potential loss. But, there is a way to help minimize any losses and be positioned to get back in the market when it recovers. For our clients, we use WealthGuard™. WealthGuard™ is the first and only complete portfolio monitoring system. It watches all of your money to help protect it from market risk.
As an investor, you are able to set a WealthGuard™ Percentage. This is the maximum percentage you feel comfortable seeing an account decline from its highest closing value before having your advisor make a change to a more conservative investment mix.
This creates a defined plan, one that is specifically designed to help investors avoid making ill-timed mistakes, and truly protect the money you’ve worked hard to save.
WealthGuard™ is provided to all Albertson Financial clients, on all their investment accounts. We even provide it for free on accounts you want to have monitored and protected that are not managed by an advisor, like your 401k, self-managed investment accounts, and college savings plans.
How does this work?
Its pretty simple actually. The first step in helping to protect your investments with WealthGuard is answering a 10-question risk questionaire to understand how much risk you are willing to take. Once we have determined the you risk tolerance level, we apply that to your total asset balance watch the market returns and how they impact your assets. All the wihile, WealthGuard is monitoring your hard earned savings in your investment account daily and alerts you when you are approaching your risk tolerance(WealthGuard Number). As added protection, as your assets increase in value, your WealthGuard number increases in a corresponding fashion. While we hope that you never reach your WealthGuard number, we will have a specific plan of action will be in place to protect your accounts from further losses, while keeping you focused on your long-term investment goals should that event ever happen. In previou market downturns we all heard someone say stay where you are and ride it out, the market always comes back. We all saw how that worked out in 2008. With WealthGuard, we think we have a much better answer.
Ask us about setting up a WealthGuard account for your financial investments today (770) 641-7771.
Disclaimer: WealthGuard™ is a complete portfolio monitoring system. Designed by determining the amount of
downside risk a client is willing to tolerate, WealthGuard™ is added to client accounts to help protect
from downside risk. WealthGuard™ is not a stop loss strategy. When the account value in the portfolio
hits the targeted downside value, an alert is sent to the client, advisor, and money manager. The money
manager trades the account as indicated on the WealthGuard™ agreement.
There is no guarantee the exact WealthGuard™ value will be captured, or assets will be traded or
liquidated the same day the WealthGuard™ value is reached due to time of day and/or market
restrictions. WealthGuard™ is not responsible for any tax implications that may result due to the
liquidation or trading of the holdings. FormulaFolio Investments is not responsible for any errors or
omissions in the information used to prepare your WealthGuard™ percentages.
WealthGuard™ does not make any representations or warranties, whether expressed or implied,
regarding investing in securities or investment products. WealthGuard™ makes no warranties to the
legality or suitability of any investment product.
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